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Selecting the Best Bank to Open an Account for American Citizens

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Searching for a new bank can present challenges, especially if you have moved to a new location. Chances are, you might be able to use your existing bank for most purposes, but access to ATMs might be difficult. A good approach is to open an additional bank account based on the available banks in your new city or town.

There are regional banks that dominate specific parts of the United States. For example, on the West Coast, you will be sure to find some of these banks near you:

First Republic
OneWest Bank
Comerica

On the East Coast, some regional banks you can approach include:

Eastern Bank
SunTrust
Webster Bank

The advantage of banking with regional banks is that they are focused on your geographic location. Their service and packages will therefore be best suited to the area you live in.

The Best Banks in New York

New York is the financial center of America. There is a great variety of banks and financial services that makes banking easy. If you are located in New York, the best banks for you to consider include big national banks such as JPMorgan, Wells Fargo, and Bank of America. These banks offer flexible packages for everyone ranging from high income professionals to low-income earners.

If you would prefer to deal with a smaller financial institution, you should consider some of the New York focused banks and credit corporations. These include Freedom Bank, Hanover Community Bank, and Empire State Bank.

Banks in Delaware

Delaware is a corporate center, with many companies headquartered in the state. Attractive tax and finance incentives make it a major destination for companies seeking incorporation.

When it comes to local banks and credit unions, Delaware residents have a plethora of choices. There many community banks and credit unions in Wilmington, DE. Some options include:

Community Bank Delaware
Midcoast Community Bank
The Bank Of Delmarva
Applied Bank

In Delaware, some of the big banks with a vibrant local presence include Bank of America, Capital One, Santander, Wells Fargo, and HSBC.

Best Banking Options for Florida Residents

There are over 200 banks in Florida, providing everything from brokerage to savings accounts for pensioners. Below, we examine some of the biggest Florida banks and their specialties.

TD Bank - TD Bank has operations across Florida, with a greater concentration in the Eastern part of the state. The bank is reputed for great customer satisfaction. Many students use the bank for its low fees.

PNC Bank - If you would like to build a savings account, PNC Bank is a great choice because it offers some of the highest savings rates. You will be able to get the highest interest income on your bank balances.

Other notable Florida banks include Florida Community Bank, BankUnited and CenterState Bank.

Bank Specials for New Accounts

Many banks offer special incentives for new accounts. For example, you might get a waiver on checking fees, or get a rewards card that offers you cash-back rewards. Some banks will even give you a cash bonus for opening a new account. Here are some of the best bank specials.

TD Bank Premier Checking - This program by TD Bank gives you $300 in bonuses.
Chase Premier Plus Checking - Chase gives you up to $300 when you open a qualifying account.
Citizen's Bank - This bank will give you as much as $150 in cash rewards for opening a new account.

These and other rewards programs indicate that banks are in competition with one another for your business. If you are in the market for a new account, it's a good time to shop around for the best deal.

Why Bank With the Biggest U.S. Banks

Often, going with a large national bank guarantees convenience regardless of where you move. These are banks with a presence in nearly every US state. Some notable examples include:

JPMorgan Chase
Bank Of America
Citigroup
Wells Fargo

Opening an account with a large bank can bring greater convenience when you travel or relocate across the country.

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